Author: pointsforthememories

Budget travel can have many meanings. At the most basic level, budget travel means establishing a budget for each trip you will take. This is a core principle that will allow you to travel with less stress and come home without a strained financial life. When I use the term budget travel, I also mean … Continue reading Budget Travel

Thankfully, I applied for my first credit card while in college to begin building my credit history. I received my Discover card in the mail and started using it for gas and paying it off every month. Once I realized I was earning Discover rewards (1% on every purchase and 5% on quarterly rotating categories), … Continue reading Journey to Points